We offer full insurance coverage for stock and safely modified vehicles which are owned and driven by responsible members of a safe-driving household and treated as collectibles. In general, the insured vehicles are:
- In very good to excellent condition, drivable or undergoing active restoration
- Maintaining or increasing in value
- Used for limited recreational driving, car shows and club events, and not as daily or backup transportation, nor driven competitively
- Securely garaged when not in use
While such vehicles are typically built 25 years or more ago, vehicles built since then may also be insured if they have characteristics which include:
- Limited production quantity
- Increasing market value
- An ownership and usage profile consistent with the preservation and care of a collectible vehicle
We will also consider vintage firetrucks, motorcycles, military vehicles, tractors, trucks, trailers and replicas. For complete info about our underwriting guidelines, call us at 518-792-2392
